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Homeowners insurance generally does not cover maintenance issues or wear and tear No, most policies cover the resulting water and foundation damage from covered perils but not the actual cost of pipe repairs themselves. So, if a slab leak results when tree roots damage your plumbing, or from plumbing lines that are simply past their prime, a typical homeowners insurance will not pay for repairs.
Your homeowners insurance can help cover the cost of foundation issues — including slab cracks and leaks — if the cause of the damage is something covered by your policy like a pipe burst or an explosion. Does homeowners insurance usually pay for replacing broken pipes under my slab Pinpointing the cause of slab leaks or pipe breaks is key to determining if it may be covered by homeowners insurance
Some of the most common causes of slab and underground pipe damage include
Homeowners insurance generally does not cover slab leaks caused by negligence or gradual deterioration Luckily, home insurance may cover damage to your foundation if the slab leak was caused by a covered peril A slab leak caused by something else, like poor maintenance or wear and tear, usually isn’t covered.
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