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Homeowners insurance generally does not cover maintenance issues or wear and tear For a slab leak to be covered, the initial cause must be a peril specifically listed in your insurance policy. So, if a slab leak results when tree roots damage your plumbing, or from plumbing lines that are simply past their prime, a typical homeowners insurance will not pay for repairs.
Though homeowners insurance covers slab leaks and water damage caused by burst pipes, it typically won’t cover the cost to fix the broken pipes Generally, homeowners insurance covers slab leaks when the damage is sudden and accidental, rather than resulting from neglect or normal wear and tear If your pipes are broken but there isn’t any actual damage to your slab, you’ll likely have to pay the cost of any repairs out of pocket.
Homeowners insurance generally does not cover slab leaks caused by negligence or gradual deterioration
Luckily, home insurance may cover damage to your foundation if the slab leak was caused by a covered peril A slab leak caused by something else, like poor maintenance or wear and tear, usually isn’t covered. Understanding whether homeowners insurance covers slab leaks is vital for safeguarding your investment in your home
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