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During the government shutdown, continue using your 2025 health insurance plan and providers Bronze, silver, gold, and platinum Use this site to apply for and enroll in 2026 coverage during marketplace open enrollment.
The information below lists detailed technical research and rating scenarios for individual and family health policies available in states where the federal government operated the marketplace
States not represented here ran their own marketplaces. The amount you pay for covered health care services before your insurance plan starts to pay With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself Refer to glossary for more details.
Health insurance plan & network types Hmos, ppos, and more there are different types of marketplace health insurance plans designed to meet different needs Some types of plans restrict your provider choices or encourage you to get care from the plan’s network of doctors, hospitals, pharmacies, and other medical service providers. Start a 2026 health plan application now!during the government shutdown, continue using your 2025 health insurance plan and providers
If you haven’t applied for insurance on healthcare.gov before, here's what you need to know about the health insurance marketplace®
4 steps to getting health insurance under the aca Find out how, when to get health coverage and if you qualify for savings How to pick a health insurance plan health plan categories Bronze, silver, gold & platinum marketplace plans are put into 4 categories (or metal levels)
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